Earthquake Insurance Coverage

Our Earthquake Insurance is:
Inexpensive earthquake insurance
  • NEW


Don't let this happen to you!


Alternative to your existing CEA    State Condominium coverage:  

Single limit coverage available that protects the structure, personal property & loss of use for limits between $100,000 to $150,000 for same premium or LESS than the CEA coverage.



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Expert Solutions Insurance Agency (ESIA) has developed with GeoVera Insurance Company a NEW EARTHQUAKE COVERAGE that is specific to the needs of the Condominium owners who have gotten the wrong end of the deal too long!

GeoVera is part of the St. Paul Insurance Companies.  St. Paul is the 8th. largest Property & Casualty Insurance company in the United States.  We are talking BIG!

Our Condo Earthquake policy is a SINGLE LIMIT... usually between $100,000 and $150,000 depending on the age of the building, the location (Zip Code), the square footage of your Condo, and a couple of other factors.

This Single Limit can be applied BY YOU, the owner, to either:

  • The Dwelling
  • Personal Property
  • Loss of Use

The CEA State program will only insure your personal property for $5,000 and you are only allowed $1,500 for loss of use.   That means that IF your Condo is uninhabitable while it's being repaired, you only have $1,500 to use for OTHER RENT when you have to move out.  With our policy, you can apply your SINGLE LIMIT to the coverage YOU NEED at the time YOU NEED IT.  The Condo itself, your personal property or loss of use.  Your policy flexes to fit YOUR situation.

The cost is LESS than what you are now paying for the CEA State coverage.

A PAYMENT PLAN is available so you don't have to worry about coming up with a whole lot of money to get this great CONDO EARTHQUAKE coverage!